In the fall of 2012 with mortage rates at an all time low and real estate prices at record lows Nancy and I realized that in our lifetime we would not see a better oppertunity to purchase a vacation home in northern Wisconsin. With that we started to looking. We looked in the Minacqua area, Lake Wisconsin area and the Ladysmith area. In June of 2013 we closed on a home in Ladysmith WI.